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Every minute, the API asks one question: will the card cover what you usually spend until the agent can next sell at a real price?

How much you’ll need

The forecast is a plain average, no machine learning:
  • It looks at your card payments over the last 28 days, split into weekdays and weekends, in your timezone.
  • Days before your card existed count at the weekly spend you set in Strategy.
  • It adds up the expected spending from now until the next market open after the coming close, then adds a 20% buffer.
The card also keeps a floor of $10, whatever the forecast says.

When it sells

Each trade is at least $5, Binance’s minimum.

What it sells

The stock that is furthest above its target. That way a refill is also a rebalance. Ties go to the stock closest to its close price. Paused, limited or unsupported tokens are skipped. A bStock is sold straight for USD1. An Ondo stock is sold for USDT, then USDT for USD1. The USD1 is sent to your card.

Safety rules

  • Dry mode logs what it would do and never trades. Live mode has to be switched on.
  • After a refill, it waits 5 minutes before the next.
  • If a swap is still pending after the timeout, its outcome is unknown, and no new trade starts for 30 minutes until someone checks.
  • With the market closed, a sale must pass an executable quote, not just the on-chain price.
  • A signed-out Agentic Wallet is blocked, not retried.
All of these are in Parameters.